Virgin balance transfer offer 1 year 0% interest

The Virgin Money balance transfer credit card will now offer 12-months interest free on all transfers, up from its previous offer of nine.

The balance transfer credit card will also supply three months zero per cent interest on all new purchases, rising to a standard variable rate of 15.9 per cent.

Virgin Money warned that the standard variable rate is subject to previous credit history and may be higher for some borrowers, however.

In addition to the zero per cent offers, card users will be able to earn Virgin Member Shop reward points, to be redeemed for goods and services with the Virgin Group.

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